The term "posh" typically refers to something that is elegant, stylish, or luxurious. Whether something is considered posh is subjective and can vary depending on individual preferences and cultural norms. It is often used to describe high-end or sophisticated items, places, or behaviors. **

Gelsenkirchen is not typically considered a posh or upscale city. It is known for its industrial history and is often described as a working-class city. While it has its own unique charm and attractions, it is not known for being a posh or luxurious destination. **

Punks are known for their rebellious and anti-establishment attitude, often characterized by their DIY fashion, spiked hair, and heavy use of leather and metal accessories. They are associated with the punk rock music scene and are known for their anti-authoritarian beliefs. On the other hand, posh punks are a more modern and upscale version of punks, often incorporating high fashion and luxury brands into their punk-inspired looks. They may mix traditional punk elements with designer clothing and accessories, and are often associated with a more affluent lifestyle. **

Tangible assets for investment can include real estate properties, such as residential or commercial buildings, land, or rental properties. Other tangible assets may include precious metals like gold and silver, artwork, collectibles, or even vintage cars. These assets have the potential to appreciate in value over time and can provide a source of passive income through rental yields or capital appreciation upon resale. It is important to carefully research and evaluate the market conditions and potential risks associated with each type of tangible asset before making an investment decision. **

Your trading investment strategy seems well-thought-out and disciplined. Diversifying your investments across different sectors and asset classes can help manage risk. Additionally, setting clear entry and exit points based on technical analysis is a smart approach to trading. Just remember to continuously monitor and adjust your strategy based on market conditions to optimize your returns. **

The value of bonds in your portfolio may have decreased due to changes in interest rates. When interest rates rise, the value of existing bonds decreases because they are paying lower interest rates than newly issued bonds. This is known as interest rate risk. Even though EU government bonds are considered safe investments, they are still subject to fluctuations in interest rates, which can impact their value. Additionally, other factors such as economic conditions, inflation expectations, and market sentiment can also affect the value of bonds in your portfolio. **

An investment and securities specialist at a savings bank is responsible for providing financial advice and guidance to clients regarding investment options and securities. They help clients make informed decisions about their investments based on their financial goals and risk tolerance. Additionally, they may assist clients in buying and selling securities, managing their investment portfolios, and staying informed about market trends and developments. Overall, their main tasks involve helping clients grow and manage their wealth through strategic investment decisions. **

To get into investment banking or strategy consulting, one typically needs a strong academic background, such as a degree in finance, economics, business, or a related field. Internships or work experience in relevant industries can also be beneficial. Networking is crucial in these competitive fields, so attending industry events, reaching out to professionals for informational interviews, and building relationships with recruiters can help open doors. Additionally, preparing for case interviews and demonstrating strong analytical and problem-solving skills are important for securing a position in investment banking or strategy consulting. **